~ 11.99% p.a. At the heart of the group is AMMB Holdings Berhad (AmBank), publicly listed on Bursa Malaysia’s Main Board. Cards; Deposits; Loans & Financing; Islamic; General Insurance; Life Insurance; Family Takaful; Wealth Management; Priority Banking; Business. Takaful plan is required to cover for this Islamic personal loan, which will be underwritten by AmMetLife Takaful Berhad. AmBank Islamic is more likely to approve your AmBank Islamic Personal Financing-i  application if you can show that you are managing your personal finances, rather than accumulating more debt. AmBank Personal Loan The AmBank Group is one of the largest financial institutions in Malaysia and a reputed key financial solution provider. There will be no processing fee or no penalties for any early settlement but there will be a stamp duty fee as per Stamp Duty Act 1949 (Revised 1989). • For Cash Out Program, funds will be deposited to customer’s individual AmBank/AmBank Islamic Current or Savings Account/-i. How Does An Islamic Personal Loan Work? AmBank Islamic Personal Financing-i - For Government Servant AmBank Islamic Personal Financing-i An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month. Cards. Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. and UALA LUMPUR: AmBank Islamic has introduced a special financing facility – Personal Financing-i - a Shariah-compliant financing facility offering financing amount of up to RM200,000. It's Shariah-compliant based on Bai' Inah contract (sale and buyback), High payout up to 99.5% with competitive pricing, Unsecured: No guarantor or collateral required, Higher financing limits and longer as well as flexible repayment tenures, Non-force product bundling (hibah / wasiat). Wealth Management. Credit Cards; Debit Cards; Corporate Credit Card; Cards Deals & Promotions; AmBank Merchant Business Solutions ... AmBank Islamic; PIDM’s DIS Brochure; AmBank’s List of Insured Deposits ; AmBank Islamic’s List of Insured Deposits; e-Banking. Applicant must be between the age of 21 to 60 to qualify. The case in Malaysia particularly for the islamic personal loans don require the need for a collateral. Submission closes 3 September 2020. If you have any overdue payments, you will need to settle off your payments, as it is a sign of high potential of not fulfilling the financial obligation to the banks. FIXED 1 to 10 years : 4.99% p.a. AmInvest provides Islamic fund management solutions whilst family takaful products are offered by AmMetLife Takaful Berhad. AmBank Islamic's comprehensive range of Shariah-compliant retail and non-retail banking products and services (including investment, treasury and trade solutions), and delivery channels; continuously evolve in line with market changes. This product is Shariah compliant and is based on Tawarruq buy and sell concept. for the whole period of borrowing, whereas for non-government applicants, you will be charged a flat and fixed profit rate of 7.90% p.a. Priority Banking. Arif Hire Purchase-i is a hire purchase agreement between a borrower (you) and a financier (the bank). There are several reasons you might want to pay attention when applying to AmBank Islamic Personal Financing-i: In The one-time premium is calculated from the amount you borrow, the tenure of your loan and your age. Haven't received my message yet? Open WhatsApp now, How much the bank charges you based on your loan amount & loan period. Contact AmBank Islamic. Deposits; Anda perlu mengemukakan dokumen berikut bagi permohonan pembiayaan anda: 3 salinan Kad Pengenalan (depan & belakang) yang disahkan oleh Ketua Jabatan semasa anda. You can find out if your company is listed under AmBank Islamic Personal Financing-i here. The purpose of having a Takaful coverage is to protect you and your family members from the liability of loan repayment in the event of fatal or total permanent disability. So, the profit rate is like business earnings from the fee and profit for assets purchase-and-resale. ... All your banking questions about credit cards, debit cards, personal loans, home loans, car loans, savings, and investment are answered in our comprehensive articles. Credit Card. 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