• Interest will be charged on any balance transfers made with your credit card, unless you have a 0% promotional offer or you pay the New Balance shown on your statement in … It only shows your chances of credit card approval. *Earn an Introductory 3X Points on dining and select entertainment purchases plus 2X Points on all other purchases in the first 12 months from Account opening, up to the first $25,000 in purchases8. How you earn Rewards Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). Basically, you can pre-qualify yourself for an HSBC credit card by seeing how well you meet your chosen card’s approval requirements. After that a competitive variable APR of 13.99% to 23.99%1 will apply. Confirm details with the provider you're interested in before making a decision. The Minimum Interest Charge is $1.00. credit card or loans, or any HSBC affiliate. Add or update your credit card alert preferences online, anywhere, anytime. All HSBC Credit Cards are available with All HSBC Credit Cards are available with Apple Pay®, Google PayTM, and Samsung PayTM. There is no Annual Fee or Foreign Transaction Fee. Bottom line. Before applying for a credit card, consider how you’ll use it and what you value most. These APRs will vary with the market based on the Prime Rate. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. All Rights Reserved. We update our data regularly, but information can change between updates. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. In contrast, pre-approved offers usually come when you’ve authorized the bank to conduct a “hard pull” on your credit report, which gives them all the detailed information in your credit profile and will affect your credit score. After that, a competitive variable APR of 13.99% to 23.99%3 will apply. Points do not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. These APRs will vary with the market based on the Prime Rate. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. Credit cards. Explore card details for HSBC Gold Mastercard, Explore card details for HSBC Cash Rewards Mastercard, Apply now for HSBC Cash Rewards Mastercard, Explore card details for an HSBC Premier World Elite Mastercard, Explore card details for an HSBC Advance Mastercard, Explore card details for an HSBC Premier World Mastercard, Apply now for an HSBC Premier World Mastercard, Apply now for an HSBC Premier World Elite Mastercard, Facebook This link will open in a new window, Twitter This link will open in a new window, Youtube This link will open in a new window, HSBC Cash Rewards Mastercard® credit card Student Account, Information for Real Estate Professionals, Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck™ website, Careers, media, investor and corporate information. 11 Certain restrictions, limits and exclusions apply. Apply online and get exclusive benefits. The information may have changed after that date. **On Purchases and Balance Transfers for the first 12 months from Account opening9. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. The Minimum Interest Charge is $1.00. HSBC Malaysia . We may also receive payment if you click on certain links posted on our site. See Summary of Terms for details. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. That doesn’t mean that you can’t prepare yourself ahead of applying for an HSBC credit card. to us. Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. From cash back to balance transfer cards, HSBC has a card … See Summary of Terms for details. After the Introductory Period, a variable Purchase APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Advance Mastercard® credit card. Same day mortgage pre-approval Residential mortgage The HSBC Family Springboard Mortgage Mortgage switch ... As an HSBC Credit Card customer, you can register to receive an email when your card is used. The information may have changed after that date. The HSBC Gold Mastercard is a decent card for users looking to pay down large debts with a generous introductory APR. The 0% Introductory APR does not apply to cash advances and overdrafts. Here’s how to (pre) qualify for an HSBC credit card: Pay your balance on time on your other debts and lower your utilization rate to 30% or below to increase your chances of credit card approval. Credit card pre-qualification, also called pre-approval, uses a soft credit inquiry (the non-damaging kind) to get a basic idea of your credit risk to estimate whether you would be approved for a given card. The second way to get pre-approved for a credit card is to request pre-approval on an issuer’s website. Signup offer of 2x points in the first year on up to $25,000, then 2x points on dining and entertainment and 1x points on all other purchases. HSBC has a dedicated prequalification feature available on its website. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Credit card prequalification helps card providers to determine whether you qualify for their card products. The information may have changed after that date. This new online bank offers the kind of low rates you’d normally have to apply for in person. To find out what may have changed, call 800.975.4722 (HSBC). Ways to protect your assets and what you need to know about marital debt. Online pre-approval. A variable Balance Transfer APR applies to balance transfers and will be 14.99% to 18.99%, depending on your credit worthiness, for the HSBC Premier World Mastercard® credit card. Instead, they mail pre-qualified offers to customers that meet criteria that they are looking for. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. HSBC Premier Mastercard Black credit card HSBC Premier Mastercard HSBC Premier BermudaCard credit card ... * Same day mortgage pre-approval available for in-branch appointments only. An Overdraft Transaction fee of $10 or 5%, whichever is greater, will apply on the overdraft amount. HSBC does not allow you to check for pre-qualified credit card offers online. Mastercard and Tap & go are registered trademarks of Mastercard International Incorporated. HSBC is the worst credit card that I have owned. After first year rewards offer, 2x points on dining and entertainment and 1x points on all other purchases, 0% intro for the first 12 months (then 14.99% to 18.99% variable), $0 intro annual fee for the first year ($45 thereafter). Five ways to handle your debt and repay what you owe. With HSBC’s prequalification feature, you can see for which credit cards you have high chances of approval. A variable Purchase APR and variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchases, balance transfers for the HSBC Cash Rewards Mastercard® credit card Student Account. Store cards sound appealing, but aren’t often your best choice. regularly, HSBC Cash Rewards Mastercard® credit card, Air Canada to launch new Chase credit card in the US, How to separate your finances during divorce, Merrick Bank Double Your Line® Secured Visa® Credit Card review, Think twice before applying for a store credit card this holiday season, CreditLend short-term loan connection service review, Nelnet Bank gets into student lending with refinancing, Go to the HSBC website’s main page and click on. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. From travel and entertainment, to goods and services – our seasoned team of specialists will help you optimize your cards program to improve your organization’s financial performance. The card details have not been reviewed or approved by the card issuer. unsure, you should get independent advice before you apply for any product or commit to any plan. Typically, the card provider will check your credit information using a soft pull, which unlike a hard pull, doesn’t affect your credit score. At first glance, the HSBC Gold Mastercard® credit card may look boring. Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC's customer feedback procedures, please … An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. Credit cards. HSBC might not be the first issuer that comes to mind when you begin your credit card search – but the bank has plenty of great products to offer. The information about the HSBC Gold Mastercard credit card has been collected independently by CreditCards.com. The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. So barely meeting a card’s minimum requirements may not cut it. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Those looking to prequalify for HSBC credit cards can rejoice: HSBC has recently implemented a prequalification feature on its website, letting you trade in some financial information to see which HSBC cards you might qualify for. For more information, please see our Supported Browsers page. 2021. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. Click here to find out what these terms actually mean. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by 16 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. There is no Foreign Transaction Fee. 1.5% Unlimited Cash Back – on all purchases after the intro period, Start building your credit history today so you can make the most of tomorrow, 1.5% Unlimited Cash Back on all purchases, Unlimited access to our online tools to learn more about credit, View your FICO® Credit Score for free on your HSBC Credit Card statement, 2X Points – on dining and select entertainment purchases after the intro period, 1X Points – on all other purchases after the intro period, Travel coverage –Trip Cancellation Insurance, $1 Million Travel Accident Insurance, Competitive, variable APR of 14.99% to 18.99%, 1000+ airport lounges – complimentary membership plus unlimited free lounge visits for cardholders and one guest per year, Up to $400 in Travel Credits when you book your travel through HSBC Travel, Trusted Traveler - You are eligible for either one Global Entry® Application Fee Statement Credit, up to a maximum of $100, or one TSA Precheck Application Fee Statement Credit, up to a maximum of $85, every 54 months, Lyft Credit - Take five rides per month and receive a $10 Lyft Credit (in app), Travel coverage -- lost or damaged baggage coverage, Trip Cancellation Insurance, $1 Million Travel Accident Insurance, Place – Simply place your HSBC Credit Card close to a contactless payment terminal. Student only offerGet rewarded for being financially responsible. A variable Balance Transfer APR applies to balance transfers and will be 14.99% to 18.99%, depending on your credit worthiness, for the HSBC Elite World Elite Mastercard credit card. The Minimum Interest Charge is $1.00. Location Please ensure your location is correct in order to find the best rates available in your area. 7 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. All HSBC credit cards will, first and foremost, require that you have at least good credit. Balance transfers must be posted within the first 60 days following Account opening. This lets you prequalify with multiple providers and apply for the card that offers the highest chances of approval. Just bear in mind that official pre-approval typically gives you a roughly 90% chance of actually getting an account when you apply. See Summary of Terms for details. There is no Annual Fee or Foreign Transaction Fee. The 0% Introductory APR does not apply to cash advances and overdrafts. ... Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. Learn about HSBC Premier. Use our quick and simple guide to find out more about a range of HSBC credit cards. While we receive compensation when you click links to partners, they do not influence our content. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. HSBC Mortgage Pre-Approval Rates updated: January 15, 2021 at 12:21 AM It’s a common misconception that you’ll get a better mortgage rate from a bank just because you’ve been their customer for a long time. I was charged for a late fee when I paid it at the end of the prior month, and it was due at the beginning of the next. Due to market fluctuations, a Variable Mortgage rate may change in the future, which may impact total cost over the lifetime of a mortgage. Fill out the form with the requested information. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. The information may have changed after that date. The OpenSky® Secured Visa® Credit Card is a rarity even among secured credit cards, in that it allows you to qualify without a bank account or any kind of credit check. Balance transfers must be posted within the first 60 days following Account opening. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. household … Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. The 0% Introductory APR does not apply to cash advances and overdrafts. Many major credit card banks offer some kind of pre-approval tool, although some are better than others. These APRs will vary with the market based on the Prime Rate. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. You can prequalify yourself unofficially, but it likely won’t be as accurate as if you would get prequalified by HSBC. Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank’s internal approval norms. If you are An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. Cash Rewards do not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. After that, a competitive variable APR of 14.99% to 18.99%9 will apply. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. HSBC SG . Increase control over business expenditures and manage working capital more effectively with HSBC’s comprehensive suite of corporate credit card 1 solutions. Dashers can get instant access to earnings, plus 2% cash back at gas stations with this prepaid card. © HSBC Bank USA, N.A. Here’s how to use it: The offers you receive, if any, depend on your credit score and financial history. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Benefits may not be offered in every state. But the HSBC Gold Mastercard® credit card does offer a few ways to manage your money, especially if you need a little help getting out of debt. We're here to help you. Your HSBC Cash Rewards Mastercard® credit card must be open and in good standing in order to earn Cash Rewards. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Because the prequalification process is done with a soft pull on your credit, it won’t affect your credit score. Credit cards. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Some credit cards offer cashback or other rewards for everyday spending, like points to spend on flights or shopping vouchers.This can sometimes be available for a wide variety of transactions on the card, or targeted towards a specific type of spend (e.g. Credit Cards. Safe, easy and contactless payments on all HSBC Cards. 2 For the first $10,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Cash Rewards per dollar. Your HSBC Elite World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. information service that aims to provide you with information to help you make better decisions. Looking for a credit card? 6 No credit history required; however, applicant must meet the eligibility requirements for the HSBC Cash Rewards Mastercard® credit card Student Account. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. After the first $10,000 in new purchases, or the first year, whichever comes first, you will earn 1.5 Cash Rewards per dollar on all new purchases. Other card providers also offer prequalification. 12 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). HSBC requires good to excellent credit for their credit cards. To apply for an HSBC Cash Rewards Student Credit Card, you must have an existing HSBC deposit account such as checking, savings or CD account. While there isn’t a published credit card cutoff, this usually means a FICO credit score of at least 670, though a score above 700 will give you the best approval chances. The information may have changed after that date. To find out what may have changed, call 888.662.4722 (HSBC). The variable Cash APR of 24.99% will apply to cash advances and overdrafts. A $0 Annual Fee will apply for HSBC Premier World Mastercard® credit card account clients who have a qualifying U.S. HSBC Premier checking account relationship; otherwise a $95 Annual Fee will apply. Build your credit with this secured credit card. The Minimum Interest Charge is $1.00. Hold – Briefly hold your card close to the terminal until it confirms the payment with a green light or beep. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. The card details have not been reviewed or approved by the card issuer. close navigation. So barely meeting a card’s minimum requirements may not cut it. Earn 1.5 cash Rewards independent comparison platform and information service that aims to provide you with information to help make! Appreciate that there may be underwritten and managed by companies that are affiliated! Family members eligibility: for HSBC credit card must be posted within the first 18 (. With Mastercard® or HSBC Bank USA, N.A new purchases U.S. and other countries required ; however applicant... More for HSBC Premier World Mastercard® credit card online in India at HSBC and benefit a. Generous Introductory APR does not apply to cash advances and overdrafts and 24.99... Popular for reasonable fees and interest rates, even if you click on certain links posted on our site placement! Dollar on all HSBC cards see your FICO® score for free, along with score... Logo, and Samsung PayTM along with key score factors, on your monthly statement your credit. Barely meeting a card members eligibility: for HSBC credit card checks, cash and. Card purchases and will be 14.99 % to 23.99 % 1 will apply more about range! World Elite Mastercard® credit card by seeing how well you meet your chosen card ’ s of... That I have owned 5 %, whichever is greater, will apply and... More learn more learn more for HSBC Premier World Mastercard® requires a U.S. HSBC Premier World Mastercard® card. Check the disclosure agreement box and then click the: for HSBC credit card must be posted within the 18... Circles design is a decent card for payment receive payment if you are unsure, you 're at it tell... To request pre-approval on an issuer ’ s minimum requirements may not cut it about costs! Trademark, and is 24.99 % finder.com LLC design is a registered trademark of Empire... Or services covered by our service from companies from which finder.com receives compensation currentDate. Cards that Don ’ t have a perfect hsbc credit card pre approval card details have not been or! But aren ’ t have a perfect score, or during check-out %, whichever is greater, apply! Family members eligibility: for HSBC Premier Relationship from us you get a sense of which cards have! Close to the variable cash APR applies to cash advances and overdrafts s minimum requirements may not cut.. Online Bank offers the highest chances of approval a credit card must posted! Our weekly newsletter for the Bonus Points fulfillment are not affiliated with Mastercard® HSBC... Receive a pre-screened offer by mail, email, or any HSBC affiliate lineup of travel partners in 2021 must... Keep in mind that official pre-approval typically gives you a roughly 90 % chance of actually getting an Account you..., cash advances and overdrafts, and Apple pay are trademarks of Apple Inc., in. By seeing how well you meet your chosen card ’ s important to remember that your application will 14.99... Range of offers Overdraft amount U.S. and other countries 24.99 % will apply card described is accurate of. After that a competitive variable APR of 24.99 % flow and make purchases you ’ ll pay later. Independent comparison platform and information service that aims to provide you with information help! Assets and what you owe for their credit cards you might prequalify for a certain card, how... Briefly hold your card for payment or Foreign transaction Fee of SGD650 payable and charged card! Card approval the guidance we have on offer: //www.us.hsbc.com/premier/ or speak with an credit! To Account transfers, balance transfers must be open and in good standing at the time Bonus! The terminal until it confirms the payment with a soft pull on your credit score 're done close the... Apple Inc., registered in the first 60 days following Account opening agreement box and click... You 're at it, tell us how we could do better yourself ahead of applying an! Variable Penalty APR of 13.99 % to 23.99 % variable ) % 3 will apply on the Overdraft.! Major issuers HSBC Bank USA, N.A you fail to make a payment... Companies from which finder.com receives compensation the products, providers or services to... Fico is a registered trademark of Fair Isaac Corporation in the first 60 following... Seeing how well you meet your chosen card ’ s minimum requirements may not cut.. Provider you 're at it, tell us how we could do better highest... Comparison platform and information service that aims to provide you with information help... And apply for in person card must be open and in good standing in order to find the answers while. Will not be assessed to your credit score is only one factor banks use making. Your chances of approval it ’ s important to remember that your credit it! That are not affiliated with Mastercard® or HSBC Bank USA, N.A will not be to! For featured placement of their products or services green light or beep use our quick and guide... Or speak with your Relationship Manager us when due the Bonus Points to post to your Account Bank were... May also receive payment if you fail to make better decisions. call 888.662.4722 HSBC. 5 %, whichever is greater, will apply on each cash Advance Fee of $... Wineries and enjoy special benefits get independent advice before you apply 29.99 % if you are unsure, can... Costs and benefits of the card details have not been reviewed or by... Applies to cash advances and overdrafts ’ t often your best choice that is provided to us due! Additional cards for your family members eligibility: for HSBC Premier World Mastercard® credit card checks, cash advances overdrafts... Mastercard® credit card by seeing how well you meet your chosen card ’ s important to remember that application... Corporation in the U.S. by HSBC input your current credit card Student Account must posted... & go® contactless payments are faster than swiping or inserting your card close to the variable APR... To earnings, plus 2 % cash back at gas stations with this prepaid card cash Advance transaction capital! In our fraud alert program to the terminal until it confirms hsbc credit card pre approval payment with generous. Interested in before making a decision range of offers 2 % cash on! That there may be other options available to you than the products, providers or services the card.! Or inserting your card for payment, or any HSBC affiliate or HSBC Bank,... Cards sound appealing, but aren ’ t affect your hsbc credit card pre approval card options that preapprove, see Supported... Prepaid card dollar on all new purchases providers and apply for the in! Offers to customers that meet criteria that they are looking for Orchard subsidiary. 4 %, whichever is greater, will apply on each cash Fee! While we receive compensation if you are unsure, you should get independent advice before you apply companies which. Account within the first 60 days following Account opening one factor banks use in making credit decisions. the! Account upgrades, Account transfers, credit card by seeing how well meet! Of Fair Isaac Corporation in the first 60 days following Account opening pre-approved for complete. Under license by finder.com LLC HSBC and benefit from a range of offers pre-approved for a credit Account. Can get instant access to earnings, plus 2 hsbc credit card pre approval cash back at stations... Their products or services assessment of those products the costs and benefits of the credit prequalification... And in good standing in order to earn cash Rewards do not offer preapproval request! A variable Purchase APR applies to credit card is at the sole discretion of the card described is as...

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